We value your privacy, and we want to help make your experience with Retirement Budget Calculator as satisfying and safe as possible. We have established this Privacy Policy to explain how we receive, use, and share information you may provide about your access to this website.
Your acknowledgement. The Site is intended for use only by individuals over the age of 18 who are accessing the Site from inside the United States. By using the Site or submitting any information to us, you acknowledge that you are over the age of 18, are in the United States, and that you consent to our use and sharing of information collected or submitted as described in this Privacy Policy. This Privacy Policy is incorporated into and is subject to the Site’s Terms of Use. By using the Site, you expressly consent to the terms of this Privacy Policy and the information handling practices described herein
Types of information we collect. We may collect both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) regarding your use of this Site and the Services we offer. PII includes information such as your name, address, phone number, zip code, email address, and similar information. Non-PII is non-personally identifiable information, and may include, for example, your IP address, browser type, domain names, access dates and similar information. (PII and Non-PII will be collectively referred to as “Information”)
Collection of Information. We may collect information from you through your consent to receive offers from the Site or access to certain resources on the Site.
We also may collect information from your browser when you use the Site, using a variety of methods. The information that we with these automated methods may include, for example, your IP address, cookie information, a unique device or user ID, browser type, system type, the content and pages that you access on the Site, and the "referring URL" (i.e., the page from which you navigated to the Site). Websites visited before visiting the Site might place Information within the URL of your browser during a visit to that previous website. We may collect that information as part of referring URL information. We may also use cookies on the Site to recognize you and to store references to you and session validators on your device. We may use passively-collected information to administer, operate, and improve the Site and our other services and systems, and to provide services and content that are tailored to you. We may combine non-PII with PII.
If we directly combine any Non-PII with PII, we treat the combined information as PII under this Privacy Policy. Otherwise, we use information collected by passive means in aggregated or other non-personally identifiable forms.
Third-Party Analytics and Advertising Tools. We use third-party tools, including Google Analytics and the Facebook Pixel, to help us better understand how visitors interact with our website, improve user experience, and deliver relevant advertising.
Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to coming to this site. We use the information we get from Google Analytics only to improve our website and services. Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit the site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy.
Facebook Pixel is a tool provided by Meta that allows us to measure the effectiveness of our advertising by understanding the actions users take on our site. It also helps us deliver targeted ads to users on Facebook and Instagram who have visited our site. Data collected through the Facebook Pixel is anonymous to us and is subject to
Facebook’s Data Policy.
You can opt out of data collection by Google Analytics by installing the Google Analytics Opt-Out Browser Add-on, and you can manage your Facebook ad preferences by visiting your
Facebook Ad Settings or using tools like YourAdChoices.
AI Chat Bot Collection of Information. Interactions with the AI Chat Bot may be monitored by the Company for quality assurance and training purposes. Therefore, any questions or information shared with the AI Chat Bot should not be considered private or confidential.
Use and sharing of Information. We may use the information you provide to us for any purpose, including but not limited to: (1) to provide you with materials that you have requested, (2) to contact you for the potential purchase of insurance or other financial products, (3) to personalize our contact with you, (4) to operate, provide, improve, and maintain the Service or Site, (5) developing new products and services, (6) to prevent abusive and fraudulent use of the Site, (7) to send you administrative messages, content, and other services and features in which we believe you may be interested; and for any other administrative and internal business purposes permitted by law.
We may share your information with third parties that who assist us in operating our business and servicing our clients. We may also disclose Information if, in good faith, it is believed that doing so is required by a subpoena or other judicial or administrative order or otherwise required by law. Additionally, we may disclose Information if, in good faith, we deem it appropriate or necessary to prevent violation of the Site’s Terms of Use or our other agreements; take precautions against liability; protect our rights, property, or safety, or of any individual, or the general public; maintain and protect the security and integrity of our services or infrastructure; protect ourselves and our services from fraudulent, abusive, or unlawful uses; investigate and defend ourselves against third-party claims or allegations; or assist government enforcement agencies. We will not, without your consent, share information you entrust to us that identifies you or any person. We do not sell your personal information to third parties.
All financial companies need to share customers' personal information to run their everyday business. In the table below, we list the reasons why financial companies can share their customers' personal information; the reasons we choose to share; and whether you can limit this sharing. When you are no longer our customer, we continue to share your information as described in this privacy statement.
